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How Does Crate & Barrel Rewards Work?

Crate & Barrel has a beautiful collection of home furnishings and décor. Find everything from furniture to appliances to bedding and cookware. With the best products all in one place, many customers regularly shop at Crate & Barrel. To help you get more back, we have outlined the Crate & Barrel Rewards program. With a credit card or Mastercard from Crate & Barrel, earn 10% back in reward dollars to use towards future purchases at Crate & Barrel. Also, finance purchases over $749 with a special 6-month financing program. 

Can I prequalify for the Crate & Barrel credit card? 

Yes. You will get a decision instantly that will not impact your credit score. Prequalify to speed up the application process and apply for the Crate & Barrel card with confidence. 

How do I apply for a Crate & Barrel card? 

Apply online or in-person at a Crate & Barrel or CB2 store. Both options can be easy to do. 

Applying online is easy. Go online to www.crateandbarrel.com/rewards and complete the application form. You will likely be approved instantly. If you are approved instantly, Crate & Barrel will send your card to you within the next 7 to 10 business days. In the meantime, you will be given a Temporary Account Number to use immediately. 

If you are not approved instantly, Crate & Barrel will carry out a more in-depth check. It can take up to 10 days to determine your application status. They will inform you either by mail or by email on the outcome. 

How does the Crate & Barrel Rewards Program Work? 

You earn $20 in rewards every time you spend $200 at Crate & Barrel and CB2. You can manage your account and your rewards easily with your own account. This account can be accessed online or in the app. 

What are the benefits of being a cardholder? 

All cardholders get cardholder-only offers. Also, be invited to cardholder sale events and have access to special perks. Check your email regularly for special sales, early access to sales (like early Black Friday), and other specials.

What are the benefits of the Crate & Barrel Credit card? 

There are slight differences between the Crate and Barrel credit card and the Crate and Barrel Mastercard. 

The credit card gives you 10% back in reward dollars. Also, receive the special 6-month special financing on purchases of $749 or more. There is no annual fee either. 

Use your Crate and Barrel credit card at Crate & Barrel and CB2 catalogs, stores, and websites in the United States. 

What are the benefits of the Crate and Barrel Mastercard? 

The Crate and Barrel Mastercard is a full credit card, and you can use it anywhere Mastercard is accepted. Also, get more everyday benefits. Crate and Barrel Mastercard holders earn 10% back in rewards dollars and a 6-month financing option on purchases of $749 or more. 

You will additionally get 2% back in reward dollars on every grocery store purchase you make and 1% back in reward dollars on every other purchase you make with your Crate and Barrel Mastercard. 

Having a Crate and Barrel Mastercard means you will get all the other Mastercard benefits offered by Mastercard. 

How can I manage my account? 

You can easily manage your account online or in the app. With your account or app, you will be able to access rewards, view transactions, and make payments online securely. The app is only currently available on iOS. 

What is the 6-month financing offer? 

The special 6-month financing offer allows you to spread out the cost of purchases over $749 over six months. You must make the final payment within the promotional timeframe, or you will need to pay the full interest. Though you do not need to make equal payments every month, there is a minimum monthly repayment. 

Who issues the Crate & Barrel credit card? 

Synchrony Bank issues the Crate & Barrel Mastercard. It is a full Mastercard. You get all the benefits of a Mastercard as well as the special Crate & Barrel benefits. 

Do I earn rewards back on items I finance? 

No. If you finance a purchase, you do not earn reward dollars on your purchase. You have a choice at checkout to either stick with the everyday 10% back in reward dollars or the 6-month financing plan. 

How else can I save when shopping at Crate & Barrel? 

The good news is that there are other ways to save than applying for a card with Crate & Barrel.

  • You can immediately get 10% off your next purchase by signing up for the Crate & Barrel newsletter. 
  • Shop the biggest discounts by visiting the Clearance and Outlet page to explore the clearance items online easily. 
  • Get free shipping by checking the Free Shipping Page at Crate & Barrel. 
  • If you are planning a wedding, create a gift registry at Crate & Barrel. Any purchase of $99 or more qualifies for free shipping with this method. The couple gets 15% off all purchases for the first three months after their wedding. 

You will want to check here for any coupons or special promotions that you might have missed. We keep track of the latest offerings so that you can quickly check before you pay. This way, you always have a way of making a saving, whether it is a percentage off or free shipping codes.